.....for insurance. I finally heard back from the finance team at my center. Turns out insurance covers...oh, you know, EVERYTHING!! It covers ICSI, genetic testing, and even three months of cryopreservation. I thought my deductible was $2,000...no, it's $150. So we'll pay our deductible, and honestly, I'm expecting a bill for at least 10% of the procedure. Everything that I can find online states that after my deductible is met, my insurance will cover 90% of the procedure and that my out of pocket maximum cannot exceed $1500. The coverage was verified by my center for a second time today, and they stated I don't have to pay anything. SOOOOOOOOOOO THANKFUL!!
I found out today that I'm eligible for reimbursement for the medications as well. My prescription plan covers a lifetime maximum of $5,000 for infertility medicines. And here I thought I knew my coverage well!
So all of that puts this show on the road. Husband is excited, I'm nervous. I wish I could fast forward to the 27th and start the shots. Let's get it going!
Hope everyone had a good weekend! Stay out of the snow, if you can. I'll post pics from our trip when we get back!
Xoxo
HOLY SHIT!!! That is amazing! So happy for you! One less thing to worry about.
ReplyDeleteThat's exactly what I said, in the middle of work. And I read one less thing in the Forrest Gump voice.
DeleteI am so happy for you! This is amazing!
ReplyDeleteYay! That's great news. From experience my insurance told me it was 80/20 after my deductible but they paid 100%.
ReplyDelete